What Documents Will I Need To Provide
When you are ready to apply to refinance your student loans, get the following documents in order:
- The most-recent loan statement for each loan that you want to refinance, showing your loan servicer’s name and address, along with the repayment start date, estimated payoff date, original loan balance, current loan balance, interest type, and interest rate.
- Drivers license, passport, or bank statement to verify your address.
- Your last months pay stubs.
- Your most recent tax return.
- Proof of graduation.
Introduction To Texas Scholarships
Out of all fifty states in the US, Texas ranks #2 in both population AND size. Other than being quite an impressive feat in general, whats also impressive is that the state of Texas has no shortage of great scholarship opportunities and financial aid for its students to take advantage of. Keep reading for our roundup of the best Texas scholarships offered by both private organizations and universities, as well as some great state-based financial aid resources to guide you in your paying for college journey.
Still Have Questions About Scholarships And Financial Aid
Weâre here to help you. For more information, call us toll-free at 1-877-881-1014 or drop by the Financial Aid and Scholarships office on the first and second floors of the Eagle Student Services Center. See map. Counselors and Counselor Assistants are available to assist you Monday through Friday from 8:00 a.m. to 5:00 p.m., no appointments necessary.
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Alumnus Creates Endowed Scholarship To Support International Students
Shinichi “Joe” Iimura believes in UTs global impact. Iimura was an international student at UT studying civil engineering and computer science. Now the CEO of a Japanese electrical company, Iimura created an endowed scholarship to help future international students succeed academically.
Through the Iimura Peace Endowed Scholarship, he intends not only to help international students, but he also hopes it will promote peace in Asia. It is my desire to help international students concentrate on their studies without financial pressure such as the need to work a part-time job, Iimura said.
During his time at UT, Iimura greatly benefited from discussions with professors and peers and was able to connect with people on a personal level. He wants future international students to have the same experience.
UT always offers an excellent opportunity for education to students. My years at UT made a great difference in my business career and global networking opportunities, Iimura said. We live on the earth together and need to learn to cooperate with each other. This is especially true since international students who attend The University of Texas will go on to take an important role after they return to their own country.
Join Mr. Iimura increating a legacy for international scholarship.
Do Most College Students Get Scholarships
The good news is, yes, most college students do get some scholarships. According to Sallie Maes most recent How America Pays for College report, 56% of students used scholarship awards to pay for part of their college costs on average, about 16% of their expenses.
But just because only half of students used scholarships, it doesnt mean the other half of students cant get them. In fact, three-fourths of those students never applied for any scholarships.
Why? They probably think that their academic achievement isnt enough to win a scholarship. But not all scholarships require a 4.0+ GPA or that you be an elite athlete.
So if you want your fair share of the scholarships available, make sure you spend some time seeking out the awards you do qualify for.
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The University Of Texas At Brownsville
The UT Brownsville is the largest university for higher education that serves over 12,000 students every year from the metropolitan city of Brownsville and neighboring cities.
It is committed towards expanding knowledge through improving students access to a wide variety of scholarship programs and making the education affordable and accessible for them.
Scholarships: In partnership with South Texas Academic Fund Rising Stars and Star Scholarship Fund, the UT Brownsville raises funds for student scholarships and giving. UTB successfully manages to raise sufficient funds every year to provide student scholarships.
Q: How Long Does It Take To Get Approved For A Student Loan
Most lenders will require certain kinds of documentation, including your social security number, address, and employment or income info. If you have your paperwork in hand, it should take about 15 minutes to go through the application process. Some banks may approve you within a few minutes. If you have to provide additional documentation, that process may take several days.
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Evolution Of Women & Education
Scholarships and student loans impact the success of American female leaders who have contributed to technological and medical advances, economic progress, the prosperity of our country and more. The former First Lady, Michelle Obama, partly attributes her success to the help of scholarships and financial aid, based on a speech given by former President Barack Obama:
Michelle and I, we’re only where we are today because scholarships and student loans gave us a shot at a great education. Barack Obama, 44th U.S. President
It doesnt matter who you are or where you came from, there are many opportunities available to help you pay for collegefind the combination that works best for you.
University Of Texas Scholarships
The University of Texas System is one of the nations oldest systems of higher education, comprising about 15 educational institutes, of which 6 are health institutes and remaining 9 are academic universities.
Headquartered in Austin, the UT System has an enrollment over 216,000 students every year from across the globe.
Since its conception over 130 years ago, the UT system has been continuously improving its education system and the lives of Texans and students from across the world through its world class research, education and healthcare and scholarships opportunities.
The UT System takes the pride for having the largest annual operating budget of $15.6 billion for the fiscal year 2015, of which $3 billion will be sponsored and funded by federal, local, state and private sources in the form of scholarships to all talented and deserving students.
Over the year, the UT System has implemented transformational initiatives in variety of domains. Its creative strategic plan has helped UT System to confirm its standing as the national leader in higher education.
The UT System provides world class investment oversight, debt management and other financial services to the Board of Regents and students for their benefits.
The UT System is highly dedicated towards recognizing & recruiting exceptional and talented students by providing them different need based and merit based scholarship awards.
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University Funded Merit Scholarships
The University funds several academically-competitive scholarships for incoming freshmen. In order to be considered for a university-funded scholarship, you must meet the following criteria:
- Apply for admission to UH for the fall semester immediately following high school graduation.
- Complete your application for admission, including the submission of all supporting documentation , by the priority date.
Texas Scholarships Offered By Institutions
The state of Texas houses a total of 148 institutions, including community colleges, universities, and schools that fall into various other categories. Below, we have listed some key financial aid and scholarship information for 10 of the top schools located all across the Lone Star State.
IMPORTANT TO KNOW: If youre planning on attending a Texas institution but youre coming from somewhere out-of-state, fear not – you can still qualify for the majority of Texas scholarships offered by Texas colleges and universities. Just to be safe though, I recommend, as always, that you double check the eligibility requirements for each and every scholarship you apply for before you start your application!
Rice University – Houston, Texas
Important financial aid and scholarship details:
- Rice offers what is called The Rice Investment – its a need-based financial aid package that grants families awards that covers specific amounts of your education depending on your familys total income and assets:
- Income range $130K – $200K = half tuition
- Income range $65K – $130K = full tuition
- Income range 65K and below = full tuition, including fees, room and board
All admitted freshman applicants are automatically considered for merit-based scholarships.
Important financial aid and scholarship details:
Texas A& M University – College Station, Texas
Important financial aid and scholarship details:
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Academic Excellence Scholarships For Ut Dallas
This prestigious university offers a few hundred AES full-tuition grants to freshmen who earn a 3.0 GPA or better each semester and show good progress across a 4-year program. You can apply whether youre a full-time undergraduate or a graduate student.
Theres also an AES Student Success Program in the place where you get one-on-one attention from the SOAR office to help you deal with difficulties that make you fall behind a semester.
The University Of Texas
Being the Hispanic serving institution, The University of Texas Pan America was established in the year 1972 with an aim to provide global opportunities and affordable education to students with a choice of 55 Masters, 54 Bachelors, Two Corporative Doctoral Programs and Three Doctoral Programs within its 7 colleges.
With an aim to make education affordable, UTPA endeavors to distribute a wide variety of scholarships every year to all qualifying and eligible students.
Scholarships: The University of Texas Pan America offers a wide variety of scholarships to students, both merit and need based scholarships. UTPA Excellence and Departmental Scholarship is the most popular scholarship program for students.
Some of the other scholarships include Guerra Honors Programs, Angel Investor Staff Scholarships, UTPA Valley Heroes Memorial Scholarships, State Exemptions, Study Abroad Program Scholarships, Buildums Build U. Scholarship and much more.
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Should I Consider Student Loan Consolidation
Managing one student loan payment instead of managing multiple is often an enticing option for people – and thats essentially what youre getting when you consolidate.
Youre taking your total loan amount and consolidating it into a single loan. You can create a direct consolidation plan pretty easily with all of your federal loans.
For private student loans, this is usually a consideration when refinancing with a private lender – and many lenders will offer consolidation as an option when you apply to refinance your student loans.
Consolidating your loans results in savings because it can lower the aggregate interest rate of your student loans when combining them all into one.
Con: Online Learning Is Not For Everyone
While we believe that online education is the wave of the future, especially in light of rising student loan debt, we have to acknowledge that not everyone is suited for online learning.
Whether you’re considering PG or another online school, it’s important to acknowledge what kind of learner you are. Are you self-directed? Do you do better in a classroom? How do you best process information? Online learning has come a long way and many courses provide a high level of interactivity between students and professors. Some programs even require group projects. As the learning delivery systems continue to improve, we expect online college offerings to do an even better job of catering to different learning styles.
This school’s affiliation with Purdue University gives us confidence in the quality of education PG is delivering. With flexible options for working professionals, and a recognition of student’s existing skill sets, this program is well-suited for working professionals who want to continue their educations without upending their lives.The price point is also reasonable compared to the cost of completing similar degrees on-campus at in-state schools.
Overall, PG is a program worth looking into if you’re considering going to school online.
Fullbright Foreign Student Program
Every student covets the Fullbright funding for foreign students because its such a generous one. You can apply if youve completed your graduation and want to pursue research and higher studies in the US. Artists and professionals who want to carry out research and studies at most Texas universities and colleges can also apply.
The generous grant covers tuition, airfare, health insurance and also offers a living stipend. You need to apply for this applicationthrough the US embassy in your country.
Tamu Shibata International Memorial Scholarship
This one is awarded by Texas A& M University to one student enrolled at the university each year. The institution grants $500 for a semester based on merit and an openness to other cultures.
You also need to be actively involved in organizations other than the international ones. The deadline for application is usually around February 1 during the Spring semester.
You Could Still Qualify For Resident Tuition
If you qualify for at least $1,000 in Texas State competitive or merit scholarships, you may receive a nonresident tuition waiver . View residency requirements for more details.
If qualified, the department that awarded you the scholarship will complete the appropriate nonresident tuition waiver form.
Q: What Are The Different Types Of Private Student Loans
There are a few different private student loan types: undergraduate loans, graduate school loans , parent loans, and technical school loans.
Each loan type has different interest rates, minimum loan amounts, maximum loan limits, and loan terms. Loans for graduate programs like law school and medical school usually have higher maximum loan limits while loans for shorter programs tend to offer the lowest minimum loan amounts.
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Scholarship Opportunities For Women
In 1960, women made up almost 38 percent of the college enrollment. Today, female students outnumber their male counterparts , and are projected to outpace male enrollment growth into 2026, according to the National Center for Education Statistics.
Since women represent over half of enrollment and the cost of higher education is at an all time high, the need for financial assistance is a familiar concept for millions. Fortunately there are thousands of scholarships and fellowships catered to women, so the cost of college shouldnt deter anyone from earning an undergraduate or graduate degree.
To learn more about how you can pay for college, follow this guide and use our interactive tool to sort through the scholarship opportunities for women that you qualify for. But first, lets not forget how far women have come since the 19th century beginning with the first coeducational college in the U.S., Oberlin College.
The University Of Texas At San Antonio
With over 29,000 enrollments every year, The University of San Antonio is soon evolving as the Tier One Research Institution of the nation, specializes in human, social development, sustainability, security, energy and health.
UTSA is the largest university in San Antonio metropolitan region that believes in making education affordable for students by offering a wide variety of scholarship, grants, and other financial assistance.
Financing your education is easy at UTSA, owing to the merit and need based scholarships and grants.
Scholarships: The University of Texas at San Antonio offers several scholarships, both need and merit based scholarships to undergraduate and graduate students. Most of the scholarships have need-based component, thus it is essential for students to fill in the Free Application for Federal Student Aid before deadline to finance their education at UTSA.
General Scholarships are awarded by Scholarship Division of the university, while there are other scholarships including, UTSA Top Scholar Program, UTSA Distinguished Presidential Scholarship, College and Department Scholarships and Miscellaneous Scholarships awarded by outside sources.
Does Refinancing Hurt My Credit Score Does Shopping Around Hurt My Credit Score
Shopping around should not impact your credit score, because most lenders will provide quotes without having to pull your credit report. This is called a “soft pull.”
When you’re ready to go with a specific lender, that company will need to do a hard pull, which can result in a small decrease in your score. However, in the long run you should see an increase due to the benefits of refinancing.
Scholarship Opportunities For Veterans And Their Families
If youre a veteran who has served in the United States military, you and your family qualify for a number of scholarships and grants that will help cover the cost of higher education. As an opportunity to thank the men and women who have served their country, many organizations and schools offer scholarships to help veterans earn an undergraduate or graduate degree.
Whether youre looking into schools for yourself, a spouse or a family member, you can find the financial support and resources you need regardless of military branch. Follow this guide to find out how you can apply for financial aid and use our interactive tool to sort through over 80 scholarships for veterans based on type and award amount.
Regardless of the branch of military you served, there are many opportunities available to help you pay for college such as government programs, student loans and scholarshipsfind the best combination that works for you!
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The University Of Texas At Tyler
The University of Texas at Tyler offers the New Graduate Student Fellowship, a $1,000 award available to domestic and international, Texas and non-Texas residents. With this award, non-Texas residents also qualify for in-state tuition. Please use the link below to click through to the website for more information.
Youre Looking For An Opportunity To Pay Off Your Loan Faster Or Lower Your Monthly Payment
A new loan with a lower interest rate can decrease your monthly payment and/or allow you to pay off the loan faster. If you’re looking for more money in your budget today, you can refinance your student loans for a longer period of time spreading out your payments can help you reduce your monthly bill.